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7 Things to do after you say "I Do"

7 Things to do after you say "I Do"

From invitations to venues and centerpieces to menus, a wedding brings a lot of details to pay attention to. But… insurance isn’t usually one of them.

After the big day (and the perfect honeymoon), make sure your insurance information is in order. Here’s how to get started:

  1. Consolidate your home and auto insurance. For a married couple, it usually makes the most sense to share insurance coverage. Having one policy prepared by one agent tends to make everything more convenient, and you could even be offered a lower rate or discount.
  2. Or, review your individual coverage. If you’re planning to keep your insurance policies separate, plan on reviewing them first. Make sure there’s no overlap in your policies. That way, you’re not paying for the same protection twice.
  3. Understand how much insurance you can afford. With two incomes, you may have more room in your budget for more (or better) insurance coverage. If you’re willing and able to make an increase, determine the amount and review the costs with your agent.
  4. Update your life insurance beneficiary. If you have life insurance before you’re married, whether it’s through your employer or an insurance company, you’ve usually named a parent or sibling as your beneficiary. After getting married, you’ll likely want to change that to your spouse.
  5. If you don’t have life insurance, consider it. If you were to pass away, would your spouse be able to face the future financially? Or vice versa? Life insurance makes it easier to do so. It lets you know your loved one will be protected from financial stress when it’s most important.
  6. Insure the wedding rings. All jewelry (up to a certain dollar value) should be added to your homeowners insurance—especially wedding rings. Save your receipts and the appraisal, and if you move after your wedding, make sure the insurance follows you.
  7. Change your name (if you’ve decided to). A new last name means a new Social Security card, driver’s license, passport and more. As a general rule of thumb, you should also update your name anywhere you’d update your address if you moved. Think employers, service providers, subscriptions, professional memberships, alumni associations and more. Additionally, to safeguard your identity throughout the name-changing process, our team of personal fraud specialists can help you navigate any name-change requirements and creditor notifications at no cost (provided you are a Frankenmuth Insurance policyholder).

To take the first step, feel free to reach out to a Frankenmuth Insurance agent in your area. Find one near you now.

Written by : Meyering Insurance

Zeeland Office

241 S. State St.

Zeeland, MI 49464

Phone: 616-772-3600

Fax: 616-772-3601

Toll-Free: 888-206-1029

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3494 Hubbard St. P.O. Box 155

Hamilton, MI 49419

Phone: 269-751-5105

Fax: 269-751-7076

Toll-Free: 888-639-3746

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